California refinance mortgage information resource

Saving money on California refinance mortgage loans means finding the right information on the costs of home mortgage refinance. Don't jump into a refinance without getting and understanding the costs of refinancing in California.

Should I consider refinancing my mortgage?
Lower monthly payments are one reason to refinance home mortgage loans. Use a California refinance mortgage to get cash back using the equity in your home, or change your loan type from a variable to fixed rate mortgage loan or combine first and second mortgages into one loan.

Your specific rights under California Law.
We recommend you read or ask questions about your specific rights when you apply for a California refinance mortgage. Laws vary from state to state.

Fees and other costs specific to California
Costs vary from state to state, as well as region to region within a state. Be sure you understand and figure these extra costs. Check with your lender to get specific information on your situation.

If your paying too much every month or aren't sure
Discover how you may be able to save hundreds or even thousands on your home mortgage refinancing. Have the confidence of knowing you have the information to make the best decision for your California refinance mortgage.

Freddie Mac
Buying and owning a home
Sample Freddie Mac California refinance mortgage documents

Fannie Mae
Since 1968, Fannie Mae has helped more than 55 million families achieve the American Dream of homeownership

Foundation for Taxpayer and Consumer Rights

Consumers Union
Consumers Union Article:
Dirty Deeds: Abuses and Fraudulent Practices in California's Home Equity Market


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